Employee Retirement Plans

*How do you provide retirement planning services and benefits
that meet your employees' needs?

There’s more to retirement planning than selecting a plan and offering it to your employees. The plan must be a good fit for everyone’s needs, from management to entry-level employees. Whether you’re a start-up or an established business, a non-profit or government agency, the challenge is to build an employee retirement plan that simplifies your administrative efforts, meets the needs of a multi-generational workforce, and is structured and delivered in a way that promotes enrollment.

*What we offer

Your INSKING Retirement Services professional can help structure any of the following plans:

For-Profit Companies
Profit Sharing and 401(k)
Employee Stock Ownership Plan (ESOP)
Defined Benefit
Non-qualified 409A Deferred Compensation

Non-Profit Organizations
403(b)
“Top hat” 457(b)

Governmental Entities
Governmental 457(b)

*Build the right plan

We can help you evaluate all the areas that impact your employee retirement planning:

Vendor Benchmarking
We evaluate and rank your prospective investment firm partners according to a variety of measures. We use an agnostic and data-driven approach to identify potential investment firm partners.

Forecasting and Budgeting
We analyze your employee population and benchmark against your peers in order to offer an appropriate plan design and predict your contribution-matching commitment moving forward.

Auto-Enrollment and Auto-Escalation
Through auto-enrollment, we can help you pursue optimal levels of participation, making it easier for everyone to plan and budget for pre-tax financial commitments. Likewise, we help set up an auto-escalation program to help coordinate an ordered phase-in of pre-tax contributions.

Compliance Oversight
We help you establish your eligibility rules and contribution-matching guidelines, as well as keep you informed on new and evolving legislative and regulatory changes.

Supplemental Plan Framing
We can help you frame supplements to your main plan, like non-qualified, 409(a) deferred compensation plans so that certain employees who may have maxed out on their 401(k) have other options for tax-deferred savings.

*Employee support

Retirement planning can feel daunting to your employees. But with INSKING, you can get them started. We’ll work with you to design employee retirement plans that consider their long-term goals. You’ll not only help them navigate their long-term goals, you’ll also work toward your goals for recruitment, retention, and employee engagement.

As a partner in your retirement planning and administration, INSKING’s Retirement Services team* will help relieve your planning and administrative burdens. We back up our commitment to your plan’s success by serving as co-fiduciaries to share your risk.

INSKING Retirement and Private Wealth employees are Registered Representatives of and offer Securities and Advisory services through various Broker Dealers and Registered Investment Advisers, which may or may not be affiliated with INSKING International. Insurance services are offered through INSKING International, an affiliate.